Compliance Business Oversight Manager - Consumer Banking

Job Description

Work Location: Mount Laurel, New Jersey, United States of America Hours: 40 Pay Details: $91,000 - $145,600 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Compliance Job Description: Why Work with Us? At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact – both in day-to-day operations and in the design of a future-focused compliance program. This is not just about implementing a new program – it's about creating a culture of compliance that will cascade throughout the organization. The Compliance Business Oversight Manager – Consumer Banking will provide compliance oversight, guidance, and challenge across delivery channels such as Digital Banking, Marketing, Contact Centers, and Retail/Branches. This role will primarily focus on compliance matters impacting Consumer Banking, ensuring business practices align with applicable federal and state regulatory requirements. The position requires strong regulatory knowledge, issue and change management expertise, and the ability to partner with business leaders to identify risks, remediate gaps, and strengthen compliance controls. Key Responsibilities: Serve as primary compliance support for assigned business lines, providing oversight and independent challenge on business activities and initiatives with regulatory impact. Complete change risk assessments and related questionnaires for new business initiatives, performing review and challenge of inherent regulatory risks, mitigations and outlining conditions to launch; as well as presentation to executives for approval. Serve as a compliance advisor to business partners through regular meetings and process reviews. Manage and track compliance-related issues, ensuring timely resolution and regulatory alignment. Lead regulatory change management efforts for new and updated state laws, ensuring effective business adoption and compliance. Monitor regulatory complaints, business reports, and key risk indicators to identify trends, gaps, and potential compliance risks. Review and validate first-line testing to ensure gaps are add

Required Skills