Managing Director & Head , U.S. Business Banking Loan Underwriting, Operations & Transformation

Job Description

Application Deadline: 05/29/2026 Address: 320 S Canal Street Job Family Group: Retail Banking Sales & Service This leader is responsible for leading large‑scale operational execution, capability enablement, technology delivery, and continuous improvement across U.S. Business Banking. The role oversees enterprise lending operations, workforce capability and training, process transformation, technology platforms, and automated credit strategies to drive scalable growth, operational excellence, risk discipline, and an exceptional customer and employee experience. Lending Operations & Workforce Leadership (BPLC) Lead and manage a large, multi‑functional Business Banking Lending Center (BPLC) encompassing service representatives, underwriters, portfolio managers, and credit approvers. Establish and sustain a high‑performance, inclusive culture with strong engagement, morale, and accountability. Ensure consistent adherence to the Code of Conduct and all enterprise people‑management standards. Provide strong leadership presence and day‑to‑day oversight to support effective execution and decision‑making. Process & Operational Excellence Own the end‑to‑end lending operating model, ensuring underwriting and servicing processes are well‑designed, documented, tested, and consistently executed. Ensure adherence to service level agreements (SLAs), with particular focus on turnaround times and customer experience outcomes. Act as a subject matter expert on lending processes, policies, systems, and regulatory requirements. Drive continuous improvement to reduce cost‑to‑serve, improve efficiency, and enhance operational scalability. Risk Management & Compliance Maintain a strong culture of risk management and control aligned with enterprise frameworks and regulatory expectations. Ensure operational compliance with applicable regulations (including HMDA and Regulation B/O/W) and internal policies. Lead responses to operational audit and regulatory inquiries, ensuring issues are addressed promptly and sustainably. Customer Experience Address complex customer concerns, complaints, and escalations to ensure fair, timely, and favorable resolution. Serve as a senior escalation point for policy, process, and technology matters impacting the customer experience. Strategic Leadership & External Engagement Partner with senior executives and business leaders to align operational capabilities with growth, risk, and financial objectives. Support development and execution of cost‑center financial plans and investment priorities. Maintain relationships with external industry experts to incorporate best practices into Business Banking operations and enablement. Data, Analytics & Reporting Develop and oversee performance, risk, and compliance reporting across operations, training, and automation. Leverage analytics and insights to identify trends, performance gaps, and opportunities for improvement. Use data to inform operational decisions, transformation priorities, and investme

Required Skills