Financial Crime Risk Investigator I

Job Description

Work Location: Toronto, Ontario, Canada Hours: 37.5 Line of Business: Financial Crime Risk Management Pay Details: $59,500 - $84,000 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Job Description: CUSTOMER Act as a senior operational subject matter expert by providing technical guidance and support for Electronic Fund Transfer Reporting (EFTR) regulatory reporting activities. Execute and support complex EFTR remediation and regulatory reporting activities, including non‑standard and higher‑risk cases requiring enhanced judgment. Serve as a point of escalation for EFTR data issues, exceptions, and regulatory interpretation questions within the team. Maintain strong working relationships with internal partners to facilitate timely resolution of complex reporting, data, or system issues including handling the Request for Information process. Support the implementation of new workflows, process enhancements, system changes, or regulatory updates impacting EFTR Operations. SHAREHOLDER Provide first‑line operational oversight by reviewing trends, error drivers, and quality issues associated with EFTR reporting outputs. Identify, assess, and escalate risks, control gaps, and systemic issues, recommending corrective actions as appropriate. Actively participate in audit reviews, quality assurance activities, and regulatory examinations by interpreting findings and supporting remediation actions. Exercise sound judgment in situations where established procedures do not fully address the issue. Adhere to enterprise frameworks and methodologies related to operations activities, including Anti‑Money Laundering, Regulatory Reporting, and Business Continuity Management. EMPLOYEE / TEAM Provide coaching, mentoring, and technical guidance to colleagues and new team members to support consistent application of EFTR standards and procedures. Support the development and maintenance of job aids, training materials, and process documentation in line with business requirements and change management requirements. Promote knowledge sharing, consistency, and continuous improvement across the EFTR Operations team. Act as a role model for professionalism, regulatory discipline, and operational excellence. Participate in cross‑functional initiatives and working groups as an EFTR subject matter expert. BREADTH & DEPT

Required Skills