Business Insights Analyst

Job Description

Work Location: Toronto, Ontario, Canada Hours: 37.5 Line of Business: Analytics, Insights, & Artificial Intelligence Pay Details: $81,600 - $115,200 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Job Description: Department Overview: The Treasury and Balance Sheet Management (TBSM) department of TD Bank is responsible for the measurement, oversight and management of the Bank’s banking portfolios and balance sheets across domestic and foreign subsidiaries. TBSM plays a central role in managing liquidity and funding, cash and investment portfolios, capital positions, market risk exposures, transfer pricing and balance sheet hedging activities, ensuring the Bank operates within its risk appetite while supporting stable earnings and regulatory compliance. TBSM prides itself on fostering a culture that emphasizes development, open‑mindedness, shared success, strong partnerships and value‑add initiatives. Significant emphasis is placed on developing people through a teaching culture, collaboration across teams and a commitment to diversity and inclusion to create an environment where individuals are encouraged to grow, challenge ideas constructively and contribute meaningfully to Treasury’s objectives. Overview of Team and Individual Responsibilities: The Asset & Liability Management (ALM) team within Treasury is responsible for the measurement, management and optimization of the Bank’s non‑trading balance sheet risks and earnings profile. The team plays a critical role in ensuring the institution remains financially resilient and strategically aligned by overseeing structural interest rate risk, balance sheet dynamics, hedging strategies and earnings sensitivity. Through disciplined analytics and risk identification, ALM supports Treasury’s mandate to deliver stable, sustainable earnings while operating within the Bank’s risk appetite and regulatory expectations. The ALM Reporting & Analytics team is responsible for providing clear, timely and actionable insight into the Bank’s non‑trading balance sheet risks and earnings sensitivities. The team delivers periodic risk and sensitivity reporting for Treasury leadership and governance forums, monitors risk positions against approved limits and explains key drivers and movements through disciplined attribution and analysis. In addition, the team