Senior Manager, Actuarial – Automobile Pricing

Job Description

Work Location: Toronto, Ontario, Canada Hours: 35 Line of Business: Data & Analytics Pay Details: 160 000 $/$160,000 - 200 000 $/$200,000 CAD This role is temporarily eligible for a pay premium above the posted salary range that is reassessed annually. You are encouraged to have an open dialogue with your recruiter who can provide more specific pay details for this role. TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Job Description: Role Overview The Senior Manager, Actuarial – Automobile Pricing is accountable for setting and owning regional automobile pricing strategy across the Atlantic and Western provinces. This role leads the development of competitive, actuarially sound pricing strategies that balance profitability, growth, risk appetite, and regulatory expectations. The successful candidate will lead a team of experienced actuarial professionals and act as a strategic advisor to Product, Underwriting, Performance Management, Claims, and Distribution partners. This role requires strong actuarial judgment, regulatory expertise, and the ability to influence senior stakeholders in a complex, highly regulated environment. Key Responsibilities Drive continuous improvement in pricing sophistication and process efficiency, championing modernization and innovation in pricing tools and methodologies. Define, develop, and own regional automobile pricing strategies for Atlantic and Western Canada, aligned with TD Insurance’s profitability, growth, and risk objectives. Oversee pricing performance, mix of business, and competitive positioning, using data‑driven insights to recommend and implement actions. Provide actuarial oversight for automobile rate filings, ensuring rates are actuarially sound, fair, and compliant with provincial regulatory requirements. Serve as a key point of contact with provincial auto insurance regulators, maintaining strong relationships and supporting effective, constructive regulatory engagement. Act as a trusted advisor to Product, Underwriting, Performance Management, Claims, and Distribution leaders on pricing, risk, and portfolio decisions, ensuring pricing strategies are aligned with broader business objectives. Lead, coach, and develop a team of high‑performing actuarial professionals, fostering a culture of accountability, collaboration, and continuous learning

Required Skills