Credit Management Associate III (US)

Job Description

Work Location: Worcester, Massachusetts, United States of America Hours: 40 Pay Details: $25.50 - $36.00 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Credit Management Job Description: Depth & Scope: Manages an assigned account portfolio for new and existing commercial customers to provide consistent professional service and support throughout the total lifecycle of each account Assists with the uploading of due diligence recieved during underwriting, to the image repostitory system, in prepartion of Loan Specialist assignment. May assist in preparing the most basic financial analysis of less complex loans / industries/ Customers, maintaining credit file, financial statement and assist with analysis memos Input necessary information into loan origination system to generate loan documents; Assists with closing of new loan accounts and submits information for boarding; assists loan team in preparing a complete approval package in preparation for closing. Works closely with Credit Management team in supporting basic underwriting functions including spreading of financial statements May assist in research of industry specific information from outside sources, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the Internet Assist Credit Management with clearing and management of exceptions Supports and assists Credit Management CCM team with reporting, loan activities, delinquencies and tracking in loan information May generate and distribute reports to the Credit Management team, as needed. Manages a loan pipeline from origination through booking in accordance with Bank policies and procedures Works independently in resolving more complex issues relating to origination process through booking Follows quality control procedures to verify records contain proper content using checklist and other tools May create/manage/confirm TD document changes and inputs are consistent with system requirements Evaluates best course of action taking into account bank policy, regulatory requirements, impact to the customer, and impact to the bank as well as cost factors Establishes strong working relationships with commercial stakeholders, credit risk and other internal areas involved in underwriting, approval and cl

Required Skills