Director, Commercial Banking Analytics & Pricing

Job Description

Application Deadline: 05/14/2026 Address: 33 Dundas Street West Job Family Group: Customer Solutions We are seeking a seasoned Director, Commercial Banking Analytics & Pricing. This role is designed for a commercial‑lending expert who combines deep knowledge of credit products and deal economics with advanced analytical skills. The successful candidate will partner closely with senior leaders to drive data‑informed decisions across lending strategy, pricing, portfolio performance, and client profitability. This role sits at the intersection of commercial banking, credit, pricing strategy, and advanced analytics, translating complex data into practical insights that shape lending decisions and competitive positioning. Key Responsibilities Commercial Lending Analytics & Strategic Advisory Serve as a trusted advisor to senior commercial banking leaders, providing insights on lending strategy, pricing, portfolio performance, and client profitability Act as a subject matter expert on commercial lending products, including term loans, revolving credit facilities, guarantees, and structured solutions Apply strong understanding of credit risk, return metrics (RAROC, ROE), and capital considerations to pricing and portfolio recommendations Conduct in-depth analyses of deal economics, pricing effectiveness, client behavior, and competitive dynamics Translate analytical findings into clear, executive-ready recommendations that support growth, risk, and profitability objectives Pricing & Product Enablement Partner with business leaders to enhance lending pricing frameworks, ensuring alignment with risk appetite, capital usage, and market conditions Translate commercial and client needs into well-defined product and pricing requirements, supported by rigorous financial analysis Develop investment and enhancement business cases, including expected returns, risk sensitivities, and portfolio impacts Support product changes and launches by coordinating with sales, credit, technology, and operations on tools, analytics, training, and documentation Data & Analytics Execution Leverage SQL, Python, or similar tools to extract, analyze, and interpret large commercial banking datasets Build scalable analytical models and dashboards to support pricing, portfolio monitoring, and deal-level decisioning Automate recurring reporting and analytical workflows to improve timeliness, consistency, and insight generation Collaborate with data engineering and analytics teams to improve data quality, lineage, and analytical infrastructure Qualifications Experience & Commercial Banking Expertise 5–7 years of experience in commercial banking, lending analytics, pricing, or related financial services roles Strong understanding of commercial credit fundamentals, including deal structuring, pricing drivers, and portfolio performance Experience applying analytics to lending decisions, portfolio optimization, or pricing strategy Analytics & Technical Skills Hands-on experience using SQL a

Required Skills