Associate - CIB Credit, TD Securities

Job Description

Work Location : New York, New York, United States of America Hours: 40 Line of Business: Credit Management Pay Detail: $175,000 - $200,000 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Job Description: At TD Securities, the Investment Banking Credit function is an integral part of the full suite of services we offer under Investment Banking. Our Investment Banking professionals provide corporate and institutional clients with capital markets and banking advice and transaction executions worldwide. TD Securities offers its U.S. based employees the advantage of working in a highly focused operation, while being part of a major global investment dealer. Confidence in our U.S. operations systems stems from the recognition of our in-depth industry knowledge and from our outstanding credit, structuring, research and distribution capabilities. At TD Securities, you will learn the financing business and gain a competitive advantage of your own. You will be exposed to a wide variety of clients, industries, financing structures and products. You will also work in a team environment, building your corporate and leveraged finance banking skills necessary to be successful in the industry. Associates in our Credit groups have the opportunity to gain exposure to various industries, products and client groups. Working closely with the Investment Banking teams, Associates support financing requirements to specific industry groups including Communications & Media, Forest products and International Banking. Associates are assigned to a specific industry group at the commencement of their placement. In this capacity you will: Research and analyze clients’ financial metrics, industry and market data; Construct detailed models that help establish suitable capital structures, financial covenants, and sensitivity to key variables; Compile data through due diligence and prepare comprehensive reviews that analyze transactions and client risks; Analyze deal structures; Assist with deal negotiations and documentation; and Interact with clients and credit adjudicators. Review and analyze reporting and compliance of existing clients and developing industry trends. The Associates in CIB Credit reviews mortgage loans for underwriting quality to assess risk as required by OCC and other regulators. Depth & Scope General

Required Skills